WHAT'S LEGAL EXPENSES COVER?
Legal expenses cover, also known as family legal protection, is a type of insurance you can buy alongside your home insurance. It’ll protect you against the costs of being sued, or of making a claim against someone.
It’s not compulsory when taking out home insurance, but it’s a standard feature with many policies, and available as an optional extra on others.
WHAT YOU SHOULD CONSIDER
Key points
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Having legal expenses cover isn’t compulsory but may be included as standard or as an added extra
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Policies can take on the legal expenses involved in pursuing uninsured losses
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For your insurer to take on a legal claim on your behalf, it’ll need to be convinced that your case has a reasonable chance of success
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Legal expenses won’t cover compensation and you should look out for exclusions
What’s covered by home insurance legal expenses?
Legal fees cover could include:
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Personal injury
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Employment disputes
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Inadequate service
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Faulty goods
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Boundary disputes and other problems with neighbours
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Tax enquiries or investigation
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Medical negligence
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Legal defence
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Property protection
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Jury service