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Roofing a House

WHAT WE 
NEED

For your mortgage application, we need the following

ALL the documents in Section A, along with all the applicable documents in Section B

Section A

✅Proof of Identity - Copy of Passport & Driving Licence


✅ Last 3 months Bank Statements for you & any other applicants.
These MUST show your name, address, sort-code & account number. These should
also show all transactions for this period and include your Income paid in and Bills paid
out.


✅ If you have a separate bank accounts for bills, please provide the last 3 months of
statements including the same details as above.


✅ Last 3 months Payslips for you & any other applicants with no gaps

✅ 3 years of Tax Calculations (SA302) & Matching Tax Year Overviews. Plus 3 years
of accounts if available. We can usually get these from your accountant if you provide
their contact details.
(If you're self employed)


✅ Proof of Address - a utility or council tax bill dated in the last 3 months with the name
of each applicant. (This can be a joint bill, or 2 separate ones with each name.)

✅  A copy of your Employment Contract

✅ A copy of your credit report. You can get a copy for free from: here

Section B

✅ Details of any existing home insurance, life insurance, critical illness, income
protection, pensions or healthcare policies.

 


Purchase Only - NOT Remortgage


✅ Proof of deposit


✅ 3 months bank statements. These MUST show your name, address, sort code &
account number. These should show all transactions for this period


Remortgage Only
✅ Current Mortgage Statement

WE BELIEVE COMMUNICATION SHOULD BE EASY

Pick up the phone and speak to us

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WhatsApp us at any time

Chat to us via email

WHAT OUR CLIENTS SAY

Velvet go all out to help you! Offering honest, easy to understand advice, Joanna and her team can’t be bettered!
Thanks for all your help I recommend you to anyone looking to secure a mortgage and their critical life cover.

Damien O'Dwyer

Highly recommend – very supportive and informative throughout the entire process. very professional team and clearly want to get the best deal. Even a global pandemic didnt stop them getting me a great mortgage deal! will be using the team again for my next property!

Sam Little

Fantastic service. Wonderful service. Joanna saves you money and knows her stuff! 100% recommend.

Wayne Klenk

Joanna and her team have been amazing, fantastic personal service, professional and efficient. I can not recommend Velvet highly enough.

Teri Kellett

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CONTACT

Velvet Mortgage & Insure Services Ltd

Unit 5, Rockingham Motor Speedway, Mitchell Rd,

Corby

NN17 5AF

01572 360022

020 8050 4909

​​

welcome@vmis.co.uk

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DISCLAIMER

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE


Mortgage fee: I typically charge a fee of up to £999

The Financial Conduct Authority does not regulate most Buy to Let Mortgages.

©️ Velvet Mortgage & Insure Services Ltd 2023   Privacy Policy - Terms & Conditions

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Velvet Mortgage and Insure Services Ltd is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority.

Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority.

Registered in England and Wales Number 08800561

Registered office address: 53 Spinney Road, Burton Latimer, Kettering, England, NN15 5ND

 

 

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