Roofing a House

WHAT WE 
NEED

For your mortgage application, we need the following

ALL the documents in Section A, along with all the applicable documents in Section B

Section A

✅Proof of Identity - Copy of Passport & Driving Licence


✅ Last 3 months Bank Statements for you & any other applicants.
These MUST show your name, address, sort-code & account number. These should
also show all transactions for this period and include your Income paid in and Bills paid
out.


✅ If you have a separate bank accounts for bills, please provide the last 3 months of
statements including the same details as above.


✅ Last 3 months Payslips for you & any other applicants with no gaps

✅ 3 years of Tax Calculations (SA302) & Matching Tax Year Overviews. Plus 3 years
of accounts if available. We can usually get these from your accountant if you provide
their contact details.
(If you're self employed)


✅ Proof of Address - a utility or council tax bill dated in the last 3 months with the name
of each applicant. (This can be a joint bill, or 2 separate ones with each name.)

✅  A copy of your Employment Contract

✅ A copy of your credit report. You can get a copy for free from: here

Section B

✅ Details of any existing home insurance, life insurance, critical illness, income
protection, pensions or healthcare policies.

 


Purchase Only - NOT Remortgage


✅ Proof of deposit


✅ 3 months bank statements. These MUST show your name, address, sort code &
account number. These should show all transactions for this period


Remortgage Only
✅ Current Mortgage Statement

WE BELIEVE COMMUNICATION SHOULD BE EASY

Pick up the phone and speak to us

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WHAT OUR CLIENTS SAY

Velvet go all out to help you! Offering honest, easy to understand advice, Joanna and her team can’t be bettered!
Thanks for all your help I recommend you to anyone looking to secure a mortgage and their critical life cover.

Damien O'Dwyer

Highly recommend – very supportive and informative throughout the entire process. very professional team and clearly want to get the best deal. Even a global pandemic didnt stop them getting me a great mortgage deal! will be using the team again for my next property!

Sam Little

Fantastic service. Wonderful service. Joanna saves you money and knows her stuff! 100% recommend.

Wayne Klenk

Joanna and her team have been amazing, fantastic personal service, professional and efficient. I can not recommend Velvet highly enough.

Teri Kellett